Employee insurance contributions
The estimate uses 4.75% national pension, 3.595% health insurance, and 0.9% employment insurance. Long-term care is based on the health contribution. Employer-paid workers’ compensation is excluded.
Salary take-home pay & income position
How much of your salary
will you take home?
Estimate what could reach your account each month after Korean payroll deductions. You can also compare your annual salary with earned-income statistical bands. These are approximate income ranges, not take-home-pay rankings or exact salary cutoffs.
2026 PAYROLL TABLES
Popular annual salaries
and estimated monthly take-home pay
One dependent including the employee, no children, ₩200,000 monthly non-taxable pay, 100% withholding, and August 2026.
Method
Each deduction uses
verified 2026 rules.
We separate non-taxable pay from gross salary, then estimate employee insurance contributions and withholding taxes. Use the example and your calculation results to see each deduction.
- Gross payAnnual salary is divided equally across 12 months
- Insurance and taxNon-taxable pay, dependents, and reference month are applied
- Estimated take-home payMonthly deductions are subtracted from gross monthly pay
National pension income base
Taxable pay is truncated below ₩1,000 and capped. From July 2026 the monthly maximum is ₩6.59 million and minimum is ₩410,000; the reference month selects the correct period.
Earned-income withholding
The official table uses eligible dependents and children aged 8–20. Your 80%, 100%, or 120% withholding election is applied to the table amount.
Monthly payslip example for a ₩50 million salary
This KRW example divides annual salary equally across 12 months, with ₩200,000 monthly non-taxable pay, one dependent including self, no children, and 100% withholding.
Reference month:
- Gross monthly pay
- ₩4,166,666
- National pension
- ₩188,385
- Health insurance
- ₩142,600
- Long-term care insurance
- ₩18,735
- Employment insurance
- ₩35,690
- Income tax
- ₩190,620
- Local income tax
- ₩19,060
- Total monthly deductions
- ₩595,090
- Estimated monthly take-home pay
- ₩3,571,576
Total deductions include the insurance contributions and taxes above. Annual salary divided by 12 is truncated to whole won. Actual payslips may differ due to bonus schedules, non-taxable eligibility, and employer-reported contribution bases.
What changes when you adjust the inputs?
- Monthly non-taxable pay
- Enter the actual monthly amount treated as non-taxable on your payslip. The default ₩200,000 does not mean every employee automatically qualifies. Go to non-taxable pay
- Number of dependents
- Include yourself. Include a spouse or other dependents only when they meet tax deduction requirements, and also check the separate child count field. Go to dependents
- Income tax withholding percentage
- 80%, 100%, or 120% is applied to the withholding-table tax. This adjusts the tax prepaid each month; final tax can differ after year-end settlement. Go to withholding percentage
- Reference month
- Select the month you want to estimate. Pension contribution base limits follow the selected month, so deductions for the same salary may change over time. Go to reference month
Frequently asked questions
Why does my payslip differ?
Reported remuneration, insurance status, tax reductions, bonuses, and employer rounding can change the actual amounts.
Does everyone receive a ₩200,000 non-taxable allowance?
No. Enter only an actual payment item that satisfies the applicable legal requirements.
Does this include year-end tax settlement?
No. It estimates monthly withholding; final annual tax can change at year-end settlement.
Sources and related tools
Official withholding tableCalculation methodologyRetirement withdrawal calculator