Target allocation amounts
Each asset-class target equals the total investment multiplied by its stock, bond, or cash weight.
Asset Allocation Calculator
How much belongs in each asset
at your target weights?
Split a portfolio across stocks, bonds, and cash, then compare the targets with current holdings.
How it works
Target weights become amounts,
then current holdings are compared.
Amounts to buy or sell
When all current holdings are entered, a shortfall is shown as buy and an excess is shown as sell.
What this calculator does not recommend
This tool converts your chosen weights into amounts. It does not recommend an allocation, forecast returns, or recommend trades.
Rebalancing $100,000 to 60:30:10
This example starts with $50,000 in stocks, $35,000 in bonds, and $15,000 in cash.
- Stocks 60%
- Buy $10,000
- Bonds 30%
- Sell $5,000
- Cash 10%
- Reduce $5,000
Moving the $10,000 excess from bonds and cash to stocks brings the portfolio closer to the chosen weights while keeping the same total value.
Frequently asked questions
Does this calculator recommend a 60:30:10 allocation?
No. The example only demonstrates the math. Choose weights based on your goals, timeline, and ability to accept risk.
Do I need to enter current holdings?
No. Without them, the calculator shows target amounts only. Enter all current holdings to also estimate buy and sell amounts.
Why might total buys and sells not match?
If current holdings do not add up to the total investment entered, the difference represents cash being added or removed.